What Are USDA Loans?
Mortgage rates continue to climb, making it more expensive to buy a home in 2023. For some, it may feel like the dream of homeownership is now out of… Read more ⇢
MORTGAGE & FINANCE
When Can Sellers Keep Earnest Money?
When a buyer makes an offer on your home for sale, they will most likely include an earnest money deposit. This is a percentage of the… Read more ⇢
4 Tips for Applying for a Mortgage
Does the thought of applying for a mortgage give you the jitters? Mortgage rates have been rising steadily over the last few months, and it can be a little… Read more ⇢
What To Know About FHA Loans
FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be excellent for buyers with… Read more ⇢
5 Ways To Use Your Home Equity
For homeowners, one of the silver livings of skyrocketing home values is a sudden increase in your home equity. According to a recent report by CoreLogic,… Read more ⇢
Understanding Debt-to-Income Ratio
When you’re buying a home, your debt-to-income ratio (DTI) will be an important part of the equation. This critical piece of information will affect whether or not you will… Read more ⇢
Getting the Best Interest Rate
When you’re making a big purchase, such as buying a car or a new furnace, you know that it pays to shop around. Different stores will offer different prices… Read more ⇢
Why a Mortgage Pre-Approval Is So Important
Is 2022 your year to buy a home? Congratulations! Becoming a homeowner is a major life milestone, and this year is a great time to buy a home. But… Read more ⇢
When You Shouldn’t Make Extra Mortgage Payments
Paying off your mortgage early is a good thing, right? While we’d all love to have full ownership of our homes sooner rather than later, it isn’t always the… Read more ⇢
Avoid These Earnest Money Mistakes
When it comes time to put an offer on a home they love, many buyers will include an earnest money deposit. This demonstrates to the seller that the buyer… Read more ⇢
Benefits of a VA Loan
If you’re purchasing a home and you’re an active military service member, a veteran, or a surviving spouse, then you may qualify for a VA loan. Read more ⇢
You Don’t Need 20% Down
Is a down payment standing between you and your dreams of homeownership? Most people think you need at least 20 percent down in order to buy a home. But… Read more ⇢
What is a Balloon Mortgage?
Shopping for a mortgage is one of the first things you’ll do on your homebuying journey. Many buyers are aware that there are several types of mortgages available, including… Read more ⇢
Repairing Your Credit
Your credit history and credit score are key components that lenders will evaluate when you apply for a mortgage. The better your credit score, the better your terms will… Read more ⇢
Common Mortgage Terms to Know
If you’re buying or refinancing a home, then you’ve probably come across some terms that made you think, “Huh? What does that mean?” Honestly, you wouldn’t be alone! Real… Read more ⇢
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